Simple But Not Easy

The other day I learned that someone I got sober with several years ago died from an overdose. Though I hadn’t talked to him in years, this came out of the blue and hit me hard. I know the statistic ‘they’ say that nine in ten people won’t stay sober, but damn. It’s made meContinue reading “Simple But Not Easy”

March and April Budget Update

The last couple months have been a whirlwind of life just happening. I think it has been a reminder that having contingencies built in can be very helpful. Needless to say both months have been over-budget which many will think is a common occurrence. I would agree with that opinion as well. I’ve said itContinue reading “March and April Budget Update”

January Budget Recap

I suppose I wouldn’t be a FIRE blogger if I didn’t share the obligatory monthly budget. So I have decided to share my actual numbers not so much to be judged but to give a realistic look into the journey. I personally hate reading blogs that give opinions about budgeting or personal finance but failContinue reading “January Budget Recap”

What is a yearly budget and how can it help?

Discovering the idea of writing a yearly budget was literally my Aha! moment. I had just started budgeting but on a monthly basis a couple months prior. I felt like it was going well when an unexpected annual expense came up and I wasn’t sure how to handle it within the monthly budget. At thisContinue reading “What is a yearly budget and how can it help?”